All three Cigna plans:
Use the same Cigna Open Access Plus Network
Cover the same services
Cover 100% of preventive care, like annual physicals and flu shots
Tips for choosing a Medical Plan
Tips for choosing a Cigna medical plan:
You are willing to pay more in premiums each month to have a lower deductible and copays for some services.
You want to benefit from the tax-advantaged features of a Healthcare FSA.
You prefer cost predictability if you need more medical care.
You want to pay less each month in premiums, are willing to pay more when you actually use medical care and you want to benefit from the tax-advantaged features of an HSA.
If you have questions, A-B's dedicated Cigna resources are available to support you: