A-B offers Cigna medical plans. If you choose to enroll in one of A-B's Cigna plans, you'll automatically receive prescription drug coverage from Express Scripts.
Kaiser plans may also be available in certain areas.
Want more information about your medical plan options? Explore your personalized plans and rates within the Benefits Portal.
All three Cigna plans:
Use the same Cigna Open Access Plus Network
Cover the same services
Cover 100% of preventive care, like annual physicals and flu shots
Tips for choosing a Medical Plan
Tips for choosing a Cigna medical plan:
Consider
If
Basic
or
Standard
You prefer to pay less each month in premiums and you want to benefit from the tax advantages of a Health Savings Account or a Limited FSA.
You are willing to pay more when you actually use medical care.
Plus
You are willing to pay more in premiums each month to have a lower deductible and copays for some services.
You want to benefit from the tax-advantaged features of an Healthcare FSA.
You prefer cost predictability if you need more medical care.
You want to pay less each month in premiums, are willing to pay more when you actually use medical care and you want to benefit from the tax-advantaged features of an HSA.
Basic
Standard
If you have questions about your Cigna coverage, A-B has dedicated resources to support you: